Explore our health plans


The UniCare State Indemnity Plan is becoming Wellpoint in 2024. New name, same commitment to you.

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Plans tailored for GIC members


Wellpoint is the only health plan that offers healthcare benefits exclusively to Massachusetts Group Insurance Commission (GIC) members. We are uniquely positioned to tailor our services to GIC members. And year after year, our members keep telling us: Wellpoint’s customer service is second to none.

What other Wellpoint members have told us

There’s a Wellpoint plan for you and your family


Introducing the four Wellpoint plans

What makes Wellpoint plans different

Unparalleled customer service

Our member satisfaction rates consistently top 90%, and our members regularly renew year after year.

No network

Wellpoint plans cover all doctors, facilities, and healthcare providers. Use the plan’s contracted providers for the highest benefits at the lowest out-of-pocket costs. The choice is always yours.

No referrals, no PCP requirement

Our plans don’t require you to choose a primary care provider (PCP) or to obtain referrals for specialty office visits.

Coverage beyond the Commonwealth

When you travel, Wellpoint’s travel network protects you from unexpected bills.

What are indemnity and PPO plans?

Indemnity plans let you use any medical provider without referrals and without any differences in coverage. Total Choice and Medicare Extension are both indemnity plans.


PPO (Preferred Provider Organization) plans also let you use any medical provider, but the coverage is higher when you use a preferred provider. PLUS and Community Choice are PPO-type plans.

Three plans for non-Medicare members and their families


We offer three health plans for non-Medicare GIC members and their families: Total Choice, PLUS, and Community Choice. The three plans differ by:


 Residency requirements (where you live).


 Providers that will bring the highest level of benefits.


 The amount you pay out of your own pocket when you receive care.


 The premiums you pay.


Download our plan comparison brochure to learn more. The chart below compares the benefits for some common medical services.

How our plans compare

*Costs listed are with contracted providers

**Costs listed are with Community Choice hospitals


  Download Comparison Brochure

A Medicare supplemental plan for Medicare retirees


Our Medicare Extension plan is the trusted choice – most GIC Medicare retirees choose Medicare Extension.

Ready to enroll?

You can enroll in one of our plans online on the GIC website. Use myGICLink to submit your enrollment online. Or contact your GIC Coordinator for assistance.

Behavioral health coverage


Wellpoint members have access to mental health and substance use services through the Carelon Behavioral Health network of contracted providers, the largest behavioral health network in the country.