How much does Medicare Advantage Part C cost?
The cost mostly depends on where you live. Sometimes premiums may be as low as $0. You’ll still have to pay your Parts A and B premiums, as applicable—for most people, Part A is $0.
A breakdown of Medicare Advantage costs
Typical costs breakdown into three categories: premiums, deductibles, and copays. Premiums are the monthly amount you pay for your health plan. Medicare Advantage premiums can range from $0 to $200 per month.
Deductibles are a set out-of-pocket cost you’ll be responsible for before your plan covers a service. Sometimes there’s a separate deductible for prescription drug plans. Sometimes there’s a separate deductible for prescription drug plans. Copays are the flat fee you pay when you see a doctor or get a prescription filled. Most copays are small, and some plans may not even have copays.
What kind of coverage do I get with Medicare Advantage?
Medicare Advantage covers everything Original Medicare (Parts A and B) does, but it also comes with additional benefits, such as:
Prescription drug coverage (Part D).
Routine dental care, including cleanings, X-rays, and dentures.
Routine vision care, including contacts and glasses.
Routine hearing care, including hearing aids.
Fitness benefits, including exercise classes.
Can I get help paying for a Part C plan?
Yes. The Qualified Medicare Beneficiary (QMB) program offers ways to save on a Part C plan.
If you’re enrolled in Original Medicare, you may be eligible for the QMB program. Requirements include having a low income, a disability, or certain chronic conditions. Learn more about the QMB program here.
Who can get Medicare Part C?
Anybody enrolled in Original Medicare (Parts A and B) can get a Part C plan.
Need more help navigating Medicare?
Wellpoint and Carelon Health plans are Medicare Advantage plans with Medicare contracts. Wellpoint and Carelon Health plans are SNP plans with a Medicare contract and a contract with the state Medicaid program. Enrollment in Wellpoint or Carelon Health depends on contract renewal.