Find the right Medicare Advantage plan


Your Medicare Advantage (Part C) plan costs and care options can vary based on the plan you choose. We’ll help you compare and choose the best Part C plan based on your needs.

Why should you choose a Medicare Advantage (Part C) plan?


Original Medicare health insurance is managed by the federal government. It includes Part A (hospital insurance) and Part B (medical insurance).


Medicare Advantage (Part C) plans are run by private insurance companies. They cover everything in Parts A and B, plus much more. Most include benefits like prescription drug (Medicare Part D), dental, and vision coverage not available with Original Medicare.


Is a Medicare Advantage (Part C) plan right for you?


Many people who have Original Medicare decide they need additional coverage. Almost half of all Medicare enrollees – over 30 million people - sign up for plans like Medicare Advantage that provide more coverage. Why?


 Convenience of an “all-in-one” plan with more benefits than Original Medicare

 $0 and low monthly premiums for most plans

 Greater control over out-of-pocket costs


Recent studies have also shown improved health outcomes and overall lower costs with a Medicare Advantage plan over other plan types.

What are your Medicare Advantage plan options?


Wellpoint offers different Medicare Advantage plan types. To understand which might work best for you, let’s review some key differences:

Medicare Advantage


All-in-one Medicare Advantage (Part C) plans include everything in Original Medicare, plus benefits such as:


 Dental, vision, hearing, and prescription drugs

 No-cost fitness program membership

 Over-the-counter spending allowance

 Rides to health appointments

 A personal emergency response system (PERS)

 24/7 telehealth visits


Most also include:


 No medical deductible

 Low, fixed copayments

 No or low coinsurance (percentage of cost)


Learn more about Wellpoint’s Medicare Advantage plans 

Dual-eligible Special Needs Plan (D-SNP)


D-SNP plans are Part C plans that offer help for people eligible for both Medicare and Medicaid:


 For Medicare, you need to be 65 or older or have certain health conditions.

 For Medicaid, you qualify based on income levels instead of age.


Our D-SNP plans may include:


 Vision coverage

 Dental coverage

 Hearing coverage

 Over-the-counter (OTC) health items

 Prescription drug coverage


Learn more about Wellpoint’s Medicare Advantage D-SNP plans 

Chronic Conditions Special Needs Plan (C-SNP)


C-SNP plans are Part C plans that provide support and care for people living with: 



 A cardiovascular disorder

 Chronic heart failure

Most Medicare Advantage C-SNPs include:



 Prescription drug coverage

 $0 or low monthly premiums

 $0 deductibles

 Additional benefits tailored to your healthcare needs



Learn more about Wellpoint’s Medicare Advantage C-SNP plans 

Wellpoint and Carelon Health plans are Medicare Advantage plans with Medicare contracts. Wellpoint and Carelon Health plans are SNP plans with a Medicare contract and a contract with the state Medicaid program. Enrollment in Wellpoint or Carelon Health depends on contract renewal.