ACA Marketplace Plans in Florida

Whether you’re enrolling for the first time, switching plans, or have lost coverage, Wellpoint has Affordable Care Act (ACA) plans made for you.

A ZIP code helps us find plans in your area.
Your plan options may vary by region or county.
Choose 2025 if shopping for coverage beginning January 1, 2025.

Have questions? Talk to a licensed agent:

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Benefits of a Florida ACA Marketplace plan

Get affordable coverage for prescription drugs, doctor and hospital visits, and mental healthcare with a Wellpoint Affordable Care Act (ACA) insurance plan. Select plans include dental and/or vision benefits for adults and children, too.

 

Whether you’re a member in Miami-Fort Lauderdale, Tampa-St. Petersburg, Orlando-Daytona Beach, Jacksonville, or West Palm Beach–Ft. Pierce, your Wellpoint plan offers convenient access to quality care.

$0

Plans starting at $0 a month*

Affordable health plans designed for different needs and budgets

$0

$0 Preventive care§

Services including annual checkups and health screenings

$0

$0 for some prescription drugs

Includes pharmacy pickup, and home delivery for select drugs

$0

$0 Virtual care, 24/7

Convenient access to online doctor visits, day or night

 

You could qualify for financial help to lower the cost of your health insurance plan.

 

Find out if you qualify for financial help 

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Enter your information, and we’ll remind you when it’s time to explore your health plan options.

Which Florida Marketplace insurance plan is right for you? Let’s compare.

 

ACA Marketplace plans offer different levels of cost-sharing. Your monthly premium and deductible will depend on the plan you choose.

Bronze plans

  • Lowest monthly payment
  • Highest deductible
  • Best for healthy individuals or couples with basic health needs
  • Coverage for preventive care and medical emergencies

Monthly Payment 1 out of 4

Deductible 4 out of 4

Silver plans

  • Moderate monthly payment
  • Lower deductible
  • Best for individuals or families who want lower out-of-pocket care costs
  • Extra savings if you qualify for cost-sharing reductions

Monthly Payment 2 out of 4

Deductible 3 out of 4

Gold plans

  • Highest monthly payment
  • Lowest deductible
  • Best for individuals and families with ongoing healthcare needs
  • More predictable out-of-pocket costs for frequent care

Monthly Payment 3 out of 4

Deductible 2 out of 4

Ready to shop plans?

 

Enter your information below to find plans in your area.

Have questions? Talk to a licensed agent:

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Let us help you choose a health plan

Not sure which health plan is right for you? We can help. Just answer a few questions.

Frequently asked questions

New to ACA Marketplace health insurance plans? Find answers to common health insurance questions.

Policies have exclusions, limitations, and terms under which they may be continued in force or discontinued. Do not send money in response to this advertisement. For costs and complete details of the coverage, contact us online, or contact your broker. 

 

If you are working with an agent or broker and have questions on how they are compensated, please contact them directly.

 

Individual and Family health plans not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies.

 

* Based on federal and/or state exchange requirements and subject to change. Wellpoint is a Qualified Health Plan issuer that in certain geographic areas offers some health plans with a $0 or $1 premium option (after subsidy applied) through the Health Insurance Marketplace or your state exchange. Wellpoint health plans with a $0 or $1 premium option are not available in all areas and eligibility for these plans is based on federal annual income guidelines. Call us for information because not everyone will qualify. Family income eligibility varies based on number of family members.

 

‡ Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace and State-Based Exchanges. Wellpoint offers such Plans through the Health Insurance Marketplace.

 

§ Nationally recommended preventive care services received in-network have no copay and no deductible requirement. 

 

¶ Some commonly used prescription drugs are available at no added cost to you. Contact us for more information.

 

† Virtual care visits, including medical chats and video visits using the Sydney Health app are at no cost to members for most plans. Those enrolled in High-Deductible Health Plans associated with a Health Savings Account and Catastrophic plans must first meet their deductible. Virtual care visits refer to medical chats and/or video consultation, as deemed appropriate by a licensed physician. In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan.

 

Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on behalf of your health plan.

 

Coverage provided by Simply Healthcare Plans, Inc. doing business as Wellpoint Florida, Inc.

 

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