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Benefits of Florida ACA Marketplace Plans
Get budget-friendly health coverage with a Wellpoint Individual and Family Affordable Care Act (ACA) Marketplace plan in Florida. Our plans include coverage for doctor visits, hospital care, prescription drugs, mental health services, and preventive care, including annual physicals. Select plans also include dental and vision benefits for adults, and all plans include vision benefits for children.
Wellpoint offers Individual and Family Marketplace plans in communities across Florida, including Miami, Tampa, Orlando, St. Petersburg, Hialeah, Tallahassee, Port Charlotte, and Panama City, giving members convenient access to quality care close to home.
$0
Plans starting at $0 a month*
Health plans designed for different needs and budgets
$0
$0 Annual physicals§
Preventive care including annual checkups and health screenings
$0
$0 for some prescription drugs¶
Includes pharmacy pickup, and home delivery for select medicines
$0
$0 Online doctor visits, 24/7†
Get care from a doctor online, day or night
Many Floridians qualify for financial help that can help lower the cost of their health insurance plan.‡
Compare Florida Marketplace insurance plans
ACA Marketplace plans offer different levels of cost-sharing. Your monthly payment (or premium) and deductible will depend on the plan you choose.
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Bronze plans
Bronze plans
- Lowest monthly payment
- Highest deductible
- Best for healthy individuals or couples with basic health needs
- Coverage for preventive care and medical emergencies
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Silver plans
Silver plans
- Moderate monthly payment
- Lower deductible
- Best for individuals or families who want lower out-of-pocket care costs
- Extra savings if you qualify for cost-sharing reductions
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Gold plans
Gold plans
- Highest monthly payment
- Lowest deductible
- Best for individuals and families with ongoing healthcare needs
- More predictable out-of-pocket costs for frequent care
Why choose Wellpoint for medical insurance in Florida?
When you're looking for health insurance in Florida, you want coverage that's affordable, easy to use, and designed to help you get the care you need. Wellpoint ACA Marketplace plans offer essential benefits, convenient care options, and flexible plan choices to help support your health and budget.
With Wellpoint, you’ll have access to:
- Specialists without a referral
- No-cost annual physicals and preventive care to help you stay healthy
- 24/7 virtual care for convenient online doctor visits
- Coverage for prescription drugs, hospital and emergency care, and mental health services
- A trusted network of quality doctors, specialists, hospitals, and other care providers
- Select plans that include dental and/or vision benefits for adults and children
Ready to shop plans?
Enter your information below to find plans in your area.
Let us help you choose a health plan
Not sure which health plan is right for you? We can help. Just answer a few questions.
Frequently asked questions
New to ACA Marketplace health insurance plans? These frequently asked questions (FAQs) explain how the Marketplace works, what ACA health plans cost, how financial help may make coverage more affordable, and how to enroll in a Wellpoint plan in Florida.
Policies have exclusions, limitations, and terms under which they may be continued in force or discontinued. Do not send money in response to this advertisement. For costs and complete details of the coverage, contact us online, or contact your broker.
If you are working with an agent or broker and have questions on how they are compensated, please contact them directly.
Individual and Family health plans are not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies.
* Based on federal and/or state exchange requirements and subject to change. Wellpoint is a Qualified Health Plan issuer that in certain geographic areas offers some health plans with a $0 premium option (after subsidy applied) through the Health Insurance Marketplace. Wellpoint health plans with a $0 premium option are not available in all areas and eligibility for these plans is based on federal annual income guidelines. Call us for information because not everyone will qualify.
§ Nationally recommended preventive care services received in-network have no copay and no deductible requirement.
¶ Some commonly used prescription drugs are available at no added cost to you. Contact us for more information.
† Virtual care visits, including medical chats and video visits using the Sydney® Health app are at no cost to members for most plans. Those enrolled in high-deductible health plans associated with a health savings account and Catastrophic plans must first meet their deductible. Virtual care visits refer to medical chats and/or video consultation, as deemed appropriate by a licensed physician. In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan. Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on behalf of your health plan.
‡ Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace. Wellpoint offers such Plans through the Health Insurance Marketplace.
Coverage provided by Simply Healthcare Plans, Inc., doing business as Wellpoint Florida, Inc.