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Are you covered? Enroll by December 15 for coverage effective January 1, 2025 (in Maryland, December 31). Shop plans

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ACA Marketplace Insurance Plans in Florida

Wellpoint makes it easy to care for your whole family with Affordable Care Act (ACA) Marketplace insurance plans. Whether you’re considering coverage for the first time, switching plans, or have lost Medicaid, we’ll help find the right plan for your needs and budget.

A ZIP code helps us find plans in your area.
Your plan options may vary by region or county.
Choose 2025 if shopping for coverage beginning January 1, 2025.

Have questions? Talk to a licensed agent:

tel

Benefits of a Florida ACA Marketplace plan

Get affordable coverage for prescription drugs, doctor and hospital visits, and mental healthcare with a Wellpoint ACA Marketplace plan. Some plans include dental and vision coverage, too.

$0

Plans starting at $0 a month*

Affordable health plans designed for different needs and budgets

$0

$0 Preventive care§

Services including annual checkups and health screenings

$0

$0 for some prescription drugs

Prescription drug coverage for pharmacy pickup or home delivery

$0

$0 Virtual care, 24/7

Convenient access to online doctor visits, day or night

 

Plus, nine out of 10 people nationwide can save on the cost of health coverage.**

 

Find out if you qualify for financial help 

Which Florida Marketplace insurance plan is right for you? Let’s compare.

 

ACA Marketplace plans offer different levels of cost-sharing. Your monthly premium and deductible will depend on the plan you choose.

Bronze plans icon Bronze plans

  • Lowest monthly payment
  • Highest deductible
  • Best for healthy individuals or couples with basic health needs
  • Coverage for preventive care and medical emergencies

Monthly Payment 1 out of 4

Deductible 4 out of 4

silver plans icon Silver plans

  • Moderate monthly payment
  • Lower deductible
  • Best for individuals or families who want lower out-of-pocket care costs
  • Extra savings if you qualify for cost-sharing reductions

Monthly Payment 2 out of 4

Deductible 3 out of 4

Gold plans icon Gold plans

  • Highest monthly payment
  • Lowest deductible
  • Best for individuals and families with ongoing healthcare needs
  • More predictable out-of-pocket costs for frequent care

Monthly Payment 3 out of 4

Deductible 2 out of 4

Ready to shop plans?

 

Enter your ZIP code below to find plans available in your area.

Have questions? Talk to a licensed agent:

tel

Not sure what health coverage you qualify for?

We’re here to help. Answer a few quick questions to see which type of plan might be a good fit.

Frequently asked questions

New to ACA Marketplace health insurance plans? Find answers to common health insurance questions.

Policies have exclusions, limitations, and terms under which they may be continued in force or discontinued. Do not send money in response to this advertisement. For costs and complete details of the coverage, contact us online, or contact your broker.

 

If you are working with an agent or broker and have questions on how they are compensated, please contact them directly.

 

Individual and Family health plans not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies.

 

By providing your email address, you are permitting us to email you information about our health plans as well as other related products and services. We will keep your information secure and you can unsubscribe at any time. We will not sell or share your email address. If you are working with an Agent or Broker and have questions on how they are compensated, please contact them directly.

 

* Based on federal and/or state exchange requirements and subject to change. Wellpoint is a Qualified Health Plan issuer that in certain geographic areas offers some health plans with a $0 or $1 premium option (after subsidy applied) through the Health Insurance Marketplace or your state exchange. Wellpoint health plans with a $0 or $1 premium option are not available in all areas and eligibility for these plans is based on federal annual income guidelines. Call us for information because not everyone will qualify. Family income eligibility varies based on number of family members.

 

** Centers for Medicare & Medicaid Services: Health Insurance Marketplaces 2024 Open Enrollment Report (2024): cms.gov/files/document/health-insurance-exchanges-2024-open-enrollment-report-final.pdf.

 

‡ Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace and State-Based exchanges. Wellpoint offers such Plans through Maryland Health Connection and the Health Insurance Marketplace.

 

§ Nationally recommended preventive care services received in-network have no copay and no deductible requirement.

 

¶ Some commonly-used prescription drugs are available at no cost to you. Contact us for more information.

 

† Virtual care visits, including medical chats and video visits using the Sydney Health app are at no cost to members for most plans. Those enrolled in High-Deductible Health Plans associated with a Health Savings Account and Catastrophic plans must first meet their deductible. Virtual care visits refer to medical*- chats and/or video consultation, as deemed appropriate by a licensed physician. In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan. Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on behalf of your health plan. ©2023

 

Coverage provided by Simply Healthcare Plans, Inc. doing business as Wellpoint Florida, Inc.

 

Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on behalf of your health plan. ©2024