The value of supplemental insurance
Sometimes life can surprise you. While a Wellpoint health plan supports your day-to-day health needs, supplemental insurance can add extra security if your health suddenly changes.
Support when you need it most
Hospital stays, accidents, or critical illnesses can impact both your life and finances.
That’s why we’ve partnered with LifeSecure to provide supplemental insurance in Maryland and Texas, offering added support when you need it most.
These plans provide cash benefits to help protect your finances, so you can focus on what matters most: your health and recovery.
Accident insurance
An accident is stressful enough. Worrying about unexpected costs and financial setbacks shouldn’t add to it. LifeSecure’s accident insurance offers cash benefits to help with out-of-pocket expenses after a covered accident.
This coverage provides financial support for medical and recovery-related costs, regardless of any other insurance you may have. Benefits are paid after your health insurance has applied negotiated rates or discounts with your care provider for medical services received.
You can use the cash benefits for everyday needs that support your recovery, such as housekeeping assistance, childcare, and transportation to appointments.
If you’re interested in accident insurance and have questions, we can help. Just call tel, and a licensed agent will assist you.
Critical illness insurance
A serious illness can disrupt life in an instant. With LifeSecure’s critical illness insurance, you can get cash benefits to help protect your finances and family. This plan offers financial support when you’re diagnosed with a covered condition, so you can focus on recovery, not bills.
This coverage provides lump sum cash payments you can use in the way that’s best for you. Whether it’s meeting your deductible, or covering everyday needs like prescriptions, care treatments, or household expenses, it’s extra support where you need it most.
If you have questions about critical illness insurance, we’re here to help. Just give us a call at tel.
Hospital indemnity insurance
Most hospital stays are unexpected, and they can impact more than your health. LifeSecure’s hospital indemnity insurance offers support during recovery, providing cash benefits after an inpatient hospital stay or treatment in an observation unit.
The benefits are paid directly to you, regardless of any other insurance you may have. When paired with your current health plan, this insurance helps reduce financial strain from lost wages, deductibles, copays, or can even help pay for rehabilitative services.
Call us at tel if you have any questions about hospital indemnity insurance..
* Wellpoint Insurance Company ("Wellpoint") does not underwrite, insure, or administer the LifeSecure Insurance company (“LifeSecure”) products and LifeSecure does not provide Wellpoint products or services. There is no ownership affiliation between LifeSecure and Wellpoint.
LifeSecure products are underwritten by LifeSecure, an independent company that has sole financial responsibility. LifeSecure products do not offer qualifying health coverage (“Minimum Essential Coverage” or “MEC”) that satisfies the health coverage requirement under the Affordable Care Act. The termination or loss of one of these policies does not entitle you to a Special Enrollment Period to purchase a health benefit plan that qualifies as MEC outside of an Open Enrollment Period. LifeSecure and its logo are trademarks of LifeSecure Insurance Company — New Hudson, MI. This webpage is for illustrative purposes only and is not a contract. It is intended only to provide a general overview of product and services. Please remember only the insurance policy can give actual coverage amounts, terms, and conditions. Refer also to the Outline of Coverage. This is an insurance solicitation. An agent may contact you.
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