ACA Marketplace Plans in Texas

Whether you’re enrolling for the first time, switching plans, or have lost coverage, Wellpoint has Affordable Care Act (ACA) plans made for you.

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Benefits of a Texas ACA Marketplace Insurance Plan

Get affordable coverage for prescription drugs, doctor and hospital visits, and mental healthcare with a Wellpoint Affordable Care Act (ACA) insurance plan. Select plans include dental and/or vision benefits for adults and children, too.

Whether you’re a member in Dallas–Fort Worth, Houston, San Antonio, or the Harlingen–Weslaco–Brownsville area, your Wellpoint plan offers convenient access to quality care.

Plans starting at $0 a month^*

Affordable health plans designed for different needs and budgets

$0 Preventive care^§

Services including annual checkups and health screenings

$0 for some prescription drugs^¶

Includes pharmacy pickup, and home delivery for select drugs

$0 Virtual care, 24/7^†

Convenient access to online doctor visits, day or night

You could qualify for financial help to lower the cost of your health insurance plan.^‡

Find out if you qualify for financial help

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Privacy Policy and Disclaimers
View our privacy policy and disclaimers.

Email Disclaimer

By providing your email address, you are permitting us to email you information about our health plans as well as other ... Read More related products and services. We will keep your information secure and you can unsubscribe at any time. We will not sell or share your email address.

If you are working with an Agent or Broker and have questions on how they are compensated, please contact them directly.

Mobile Phone Disclaimer

By providing your phone number, you agree that Elevance Health, Inc.’s subsidiaries, including Anthem Insurance Companies, Inc., Wellpoint Corporation, and their affiliates and subsidiaries such as Simply Healthcare Plans, Inc. and Blue Cross of California, Inc., and those acting on their behalf, may call or text you using an automated telephone system, which may include marketing messages concerning their benefits and services.

You understand that consent to these types of calls is not a condition of enrollment of their benefits and services. Read Less

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Which Texas Marketplace insurance plan is right for you? Let’s compare.

ACA Marketplace plans offer different levels of cost-sharing. Your monthly premium and deductible will depend on the plan you choose.

Bronze plans

Lowest monthly payment
Highest deductible
Best for healthy individuals or couples with basic health needs
Coverage for preventive care and medical emergencies

Monthly Payment 1 out of 4

Deductible 4 out of 4

Silver plans

Moderate monthly payment
Lower deductible
Best for individuals or families who want lower out-of-pocket care costs
Extra savings if you qualify for cost-sharing reductions

Monthly Payment 2 out of 4

Deductible 3 out of 4

Gold plans

Highest monthly payment
Lowest deductible
Best for individuals and families with ongoing healthcare needs
More predictable out-of-pocket costs for frequent care

Monthly Payment 3 out of 4

Deductible 2 out of 4

Ready to shop plans?

Enter your information below to find plans in your area.

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Let us help you choose a health plan

Not sure which health plan is right for you? We can help. Just answer a few questions.

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Frequently asked questions

New to ACA Marketplace health insurance plans? Find answers to common health insurance questions.

You may qualify for Marketplace insurance if you don’t have access to an employer-sponsored health plan. It’s also a good option if you don’t qualify for government-run health coverage, such as Medicaid or Medicare. There is no income limit to qualify for a Marketplace insurance plan. To be eligible, you must:

Live in the United States.
Be a U.S. citizen or national (or be lawfully present, such as a green card holder).
Not be in prison or jail.
Not be eligible or enrolled in Medicaid or Medicare.

Discover more about Open Enrollment eligibility.

The ACA offers financial help, also known as a subsidy, to help reduce the cost of coverage.^‡ Generally, this is based on household income and the number of people living in the home. If you qualify, a health insurance subsidy may lower or eliminate your monthly payment for a Marketplace plan.

If you enroll in a Marketplace plan at the Silver level, you may also qualify for a cost-sharing reduction subsidy. This lowers out-of-pocket expenses including your deductible, copays, coinsurance, and out-of-pocket maximum.

Or, depending on your income, you may be eligible for Medicaid.

Find out if you qualify for financial help.

On-exchange plans, including those offered by Wellpoint, are available on Healthcare.gov. Financial help to lower your out-of-pocket costs is only available when you enroll in an on-exchange health plan.

Off-exchange plans are bought directly from an insurer. These plans offer the same health benefits as on-exchange plans. However, off-exchange plans do not include access to financial help.

Find out more about on-exchange and off-exchange plans.

Policies have exclusions, limitations, and terms under which they may be continued in force or discontinued. Do not send money in response to this advertisement. For costs and complete details of the coverage, contact us online, or contact your broker.

If you are working with an agent or broker and have questions on how they are compensated, please contact them directly.

Individual and Family health plans not intended for those eligible for Medicare. You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies.

* Based on federal and/or state exchange requirements and subject to change. Wellpoint is a Qualified Health Plan issuer that in certain geographic areas offers some health plans with a $0 or $1 premium option (after subsidy applied) through the Health Insurance Marketplace or your state exchange. Wellpoint health plans with a $0 or $1 premium option are not available in all areas and eligibility for these plans is based on federal annual income guidelines. Call us for information because not everyone will qualify. Family income eligibility varies based on number of family members.

‡ Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace and State-Based Exchanges. Wellpoint offers such Plans through the Health Insurance Marketplace.

§ Nationally recommended preventive care services received in-network have no copay and no deductible requirement.

¶ Some commonly used prescription drugs are available at no added cost to you. Contact us for more information.

† Virtual care visits, including medical chats and video visits using the Sydney Health app are at no cost to members for most plans. Those enrolled in High-Deductible Health Plans associated with a Health Savings Account and Catastrophic plans must first meet their deductible. Virtual care visits refer to medical chats and/or video consultation, as deemed appropriate by a licensed physician. In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You may also receive a bill for any charges not covered by your health plan.

Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on behalf of your health plan.

Coverage provided by Wellpoint Insurance Company.

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